FHA Loan Limits

The FHA loan limit in Placentia, CA is $729,750. The FHA loan limits differ from county to county. All cities within Orange County have the same loan limit. Below is a chart of the loan limits for the counties within southern California.  These limits are good for 2009 and 2010. Loan amounts over $417,000 are considered “high balance” but still only require a 3.5% down payment.

         
 

FHA Loan Limits for Southern California

 
         
County          1 Unit           2 unit        3 unit       4 unit
Orange  $      729,750  $      934,200  $   1,129,250  $   1,403,400
Los Angeles  $      729,750  $      934,200  $   1,129,250  $   1,403,400
San Diego  $      697,500  $      892,950  $   1,079,350  $   1,341,350
Riverside  $      500,000  $      640,100  $      773,700  $      961,550
San Bernardino  $      500,000  $      640,100  $      773,700  $      961,550

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